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Karen Jardine
CIR Realty
#100 707 10 Ave SW, Calgary, Alberta
P: 403-874-2712   F: 403-000-0000   Email
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Karen Jardine
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TelephoneOffice Phone:
403-294-1500
TelephoneMobile Phone:
403-874-2712
TelephoneFax:
403-000-0000
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Looking to buy or sell? Or just want info on the market, your home, how to maintain something in your home. I am there for you for ALL stages of your real estate life. I am your real estate agent for life -- there are no too big or too small of questions to ask.

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Wednesday, March 31, 2010 - MID APRIL Mortgage Change DEADLINE--GET Pre-Approved TODAY!!

Hi Karen, I hope you are having a great day. As per our discussion, here is the big changes that are coming for the mortgage insurers (CMHC and Genworth): 1. Rental properties. First and foremost, these will now require a 20% down-payment. Also, how rental income is used for income qualification has changed. Whereas before many lenders would allow 80% of rental income to be used for income qualification, that number will drop to 50%.2. Self-employed/stated income. For both Genworth and CMHC, ... Full Article...

posted in General at Wed, 31 Mar 2010 05:37:27 +0000



Wednesday, March 31, 2010 - Mortgage Changes are A Comin' !!

MORTGAGE INSURANCE RULES ANNOUNCEMENT Federal Finance Minister Jim Flaherty announced prudent changes to mortgage insurance rules intended to come into force on April 19, 2010. CAAMP was actively engaged in the discussions around these changes which are as follows:1. All borrowers must meet the standards for a five-year fixed rate mortgage even if they choose a mortgage with a lower interest rate and shorter term;2. The maximum amount one can withdraw in refinancing their mortgage will be ...

posted in General at Wed, 31 Mar 2010 05:31:42 +0000



Monday, March 15, 2010 - Linked In Anyoe?

http://ca.linkedin.com/pub/karen-jardine/1b/545/234

posted in General at Mon, 15 Mar 2010 05:18:11 +0000



Friday, March 5, 2010 - Statistics

Love Statistics? Do you want to know what's happening in Calgary & across Canada? Check out CREA's statistics across our country. (CREA = Canadian Real Estate Association) http://www.crea.ca/public/news_stats/statistics.htm#

posted in General at Fri, 05 Mar 2010 03:53:20 +0000



Thursday, March 4, 2010 - Property on Pender Island--BC

I have a client with property listed on Pender Island, BC. Its priced way below assessed value. Check it out!CLICK HERE:http://www.realtor.ca/PropertyDetails.aspx?PropertyID=9135406

posted in Listings at Thu, 04 Mar 2010 01:14:59 +0000



Tuesday, March 2, 2010 - The Informed Buyer/Seller

For your monthly online e-newsletter, please CLICK HERE:http://morrisontheweb.com/InformedHomeBuyer/Informed%20Home%20Buyer%20Mar%2010.pdf  

posted in General at Tue, 02 Mar 2010 06:24:55 +0000



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