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Karen Jardine
CIR Realty
#100 707 10 Ave SW, Calgary, Alberta
P: 403-294-1500   F: 403-592-7608   Email
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Karen Jardine
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TelephoneOffice Phone:
403-294-1500
TelephoneMobile Phone:
403-874-2712
TelephoneFax:
403-592-7608
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Buying Guides

I’ve prepared the following guides that detail some of the subtleties and issues relating to buying in the Calgary real estate market. You’ll need to become a VIP to access the guides below.

Buying Guides
10 Mistakes to Avoid When Buying
10 Mistakes to Avoid When Buying 1. Looking for a house without getting pre-approved by a lender: When you are pre-approved, you are effectively a cash buyer. This makes it much easier to negotiate with the seller. Do not mistake pre-approval with ... more
12 Steps to Buying a Home
1. Make sure you are ready to buy2. Figure out how much you can afford3. Decide what you want to buy4. Finding a REALTOR® who is right for you5. See what's out there6. Sell your current home7. Add a lawyer to your team8. Make an offer9. Arrange a ... more
6 Mistakes to Avoid When Trading Up to a Larger Home
6 Mistakes to Avoid When Trading Up to a Larger Home Unlike the experience of buying a first home, when you're looking to move-up, and already own a home, there are certain factors that can complicate the situation. It's very important for you to ... more
6 Must-Know Mortgage Facts
6 Things You Must Know About Mortgages Before You Buy Mortgage regulations have changed significantly over the last few years, making your options wider than ever. Subtle changes in the way you approach mortgage shopping, and even small differences ... more
8 Simple Secrets to Avoid Costly Mistakes Buying Your Dream Home
8 Simple Secrets to Avoid Costly Mistakes Buying Your Dream Home So you've finally decided to buy your next home. Problem is while you were making up your mind, other fence sitters jumped into the home market too. Now you may be facing some ... more
9 Buyer Traps to Avoid
9 Buyer Traps and How to Avoid Them No matter which way you look at it buying a home is a major investment. For many homebuyers however, it can be an even more expensive process than it needs to be because many fall prey to at least a few of the ... more
Avoiding The 10 Biggest Pit Falls When Buying a Home
1. Failing to have your real estate agent provide detailed market analysis on your home?s value.2. Failing to get a building inspection on the residence you are purchasing.3. Neglecting to have a full staked survey on the property you are ... more
Finding the Money (A Simple Guide to Getting You Approved)
Finding the Money (A Simple Guide to Getting You Approved)Let?s be honest, nothing really matters unless you know how you?re going to pay for your next home or investment property. The reality is that anyone (and I mean anyone) can find the money to ... more
How Much are Closing Costs?
How Much Should I Expect to Pay on Closing Costs? Whether you?re looking to buy your first home, or trading up to a larger one, there are many costs ? on top of the purchase price ? that you must figure into your calculation of affordability. These ... more
How to Save on a Mortgage
How much could you save on a $100,000 mortgage?This list shows the dramatic effect of a shorter amortization:Amortization Period    Monthly Payment    Total Interest Paid    Interest Savings         25 years                 $639.81                  ... more
How to Stop Paying Rent
Stop Paying Rent ? A guide to becoming a homeowner rather than a home-renter From basement suites to full houses, renting is a huge business in this country. If you currently rent, you know that paying out those hundreds of dollars every month to ... more
Red Flags for Buying a Condo
Red Flags for Buying a CondoCondominium ownership is a very new alternative to traditional property ownership. The ability for a group of people to each own their own units, but share common expenses, and still live in harmony has created some huge ... more
Red Flags for Buying a New Build or Spec Home
Red Flags for Buying a New Build or Spec HomeThe assumption that a new home or spec home does not have any problems is a very dangerous one. The transaction is basically a private sale and doesn?t fall under typical real estate rules or regulations. ... more
Save Thousands When Buying
Saving Money ? A guide to saving thousands of dollars when buying a home Buying a home is one of the most expensive purchases you'll ever make, and by following some simple guidelines you can stand to save thousands of dollars. If you're like most ... more
The Informed Buyer/Seller
http://morrisontheweb.com/InformedHomeBuyer/Informed%20Home%20Buyer%20Mar%2010.pdf more
You've Bought a New Home, Now What?
CONGRATULATONS!! Now, you have a few phone calls in your immediate future. I have compiled a list of people & companies you need to call when you?ve purchased your Calgary property. So....REMEMBER TO NOTIFY.... Your New Property Address:Utilities & ... more
Your Credit Report
Your Credit Report Many people do not realize the effect of a bad credit rating until it costs them their dream home or perhaps the ability to obtain a healthy financial lifestyle. The following information, including MUST READ TIPS, will play a key ... more
This site's content is the responsibility of Karen Jardine, licensed REALTOR® in the Province of Alberta.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.
The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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