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Saturday, February 28, 2009 - Payout Penalty Pt 2
Continued....How do you find out what your payout penalty is? You can call your bank, give them your mortgage number and/or details & request payout penalty information. Your Realtor could request a mortgage verification form from you so they can find send to the bank to discover your mortgage details. You may allow your mortgage to be assumed, especially in today's economic climate as buyers have to fully qualify for your mortgage. Sellers are no longer responsible for that mortgage--the ...
posted in Listings at Sat, 28 Feb 2009 06:15:09 +0000
Thursday, February 26, 2009 - Mortgage Assumption? Part 1
Do you have to sell in this market? Did you buy in the last 2-3 years & are looking at a break even or negative cash flow scenario? If you bought before this time, you will probably do just fine when you sell your home. Those buying in recent years are facing new challenges.Firstly: Check your payout penalty on your mortgage! Is is only 3 months? It could be IRD (interst rate differential)--and this could be significantly higher than a 3 month payout. Know what your costs of selling are--don't ...
Full Article...
posted in Listings at Thu, 26 Feb 2009 08:06:21 +0000
Tuesday, February 24, 2009 - Home Renovation Tax Credit Link
Check out the below links: A few websites of interest for possible tax credits, planning, etc.Home Renovation Tax Credit:http://www.cra-arc.gc.ca/gncy/bdgt/2009/fqhmrnvtn-eng.htmlFirst Time Home Buyers Tax Credit:http://www.cra-arc.gc.ca/gncy/bdgt/2009/fqhbtc-eng.htmlHome Buyers Plan:http://www.cra-arc.gc.ca/gncy/bdgt/2009/fqhmbyrspln-eng.html
posted in Make you Think NEWS at Tue, 24 Feb 2009 05:39:33 +0000
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