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Karen Jardine
CIR Realty
#100 707 10 Ave SW, Calgary, Alberta
P: 403-874-2712  F: 403-000-0000
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Karen Jardine
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Looking to buy or sell? Or just want info on the market, your home, how to maintain something in your home. I am there for you for ALL stages of your real estate life. I am your real estate agent for life -- there are no questions too big or small to ask.

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Saturday, February 28, 2009 - Payout Penalty Pt 2

Continued....How do you find out what your payout penalty is? You can call your bank, give them your mortgage number and/or details & request payout penalty information. Your Realtor could request a mortgage verification form from you so they can find send to the bank to discover your mortgage details. You may allow your mortgage to be assumed, especially in today's economic climate as buyers have to fully qualify for your mortgage. Sellers are no longer responsible for that mortgage--the ...

posted in Listings at Sat, 28 Feb 2009 06:15:09 +0000

Thursday, February 26, 2009 - Mortgage Assumption? Part 1

Do you have to sell in this market? Did you buy in the last 2-3 years & are looking at a break even or negative cash flow scenario? If you bought before this time, you will probably do just fine when you sell your home. Those buying in recent years are facing new challenges.Firstly: Check your payout penalty on your mortgage! Is is only 3 months? It could be IRD (interst rate differential)--and this could be significantly higher than a 3 month payout. Know what your costs of selling are--don't ... Full Article...

posted in Listings at Thu, 26 Feb 2009 08:06:21 +0000

Tuesday, February 24, 2009 - Home Renovation Tax Credit Link

Check out the below links: A few websites of interest for possible tax credits, planning, etc.Home Renovation Tax Credit: Time Home Buyers Tax Credit: Buyers Plan:

posted in Make you Think NEWS at Tue, 24 Feb 2009 05:39:33 +0000

Wednesday, February 11, 2009 - I'm Back!

After a fabulous winter holiday, I am back & ready to get busy! Calgary Open Houses & Show Homes are buzzing with traffic. Call today.

posted in General at Wed, 11 Feb 2009 04:45:56 +0000

Wednesday, February 11, 2009 - 6235 Listings

posted in Listings at Wed, 11 Feb 2009 04:43:25 +0000

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